Investment properties offer unique advantages in terms of rental income considerations and tax benefits, but these vary based on your individual circumstances and the specific property. The tax implications can be complex and should be carefully considered as part of your overall investment strategy. Book a consultation to understand how these factors apply to your situation and investment goals.
- Mon-Fri 8:00 am-6:00 pm
- +91-213-666-0027
- info@example.com
Your Loan Partner
So You Can Focus on What Matters
Helping Busy Families, Professionals & Business Owners to
refinance, invest, or purchase their dream home
Offering clear, jargon-free home loan advice and solutions
Your Loan Partner
So You Can Focus on What Matters
Helping Busy Families, Professionals & Business Owners to
refinance, invest, or purchase their dream home
Offering clear, jargon-free home loan advice and solutions
Melbourne's Best Mortgage Brokers
Business Planing
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Business Intelligence
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Welcome to RTB Finance
As passionate mortgage brokers, we are committed to tailoring mortgage solutions to suit your financial needs
How we intend to raise the bar
Personalised end to end service
We’ll guide you through every step, simplifying mortgages while helping you structure your loan to optimize for the future
Empowering You with Financial Knowledge
We’ll guide you through every step, simplifying mortgages while helping you structure your loan to optimize for the future
Growing a Greener Planet with Every Mortgage
We’ll guide you through every step, simplifying mortgages while helping you structure your loan to optimize for the future
Our commitment
We’ll guide you through every step, simplifying mortgages while helping you structure your loan to optimize for the future
Attractive Interest rates
We’ll guide you through every step, simplifying mortgages while helping you structure your loan to optimize for the future
We will go beyond
We’ll guide you through every step, simplifying mortgages while helping you structure your loan to optimize for the future
Services we offer
Provide with you the Best mortgage
Provide with you the Best mortgage
advice in This Industry
Home Loans
With access to hundreds of Home Loans, we’ll help you find the one that suits your goals, lifestyle, and long-term plans.
Investment Loans
Build your property portfolio with expert guidance and access to competitive Investment Loan options
Construction Loans
Finance your dream build with Construction Loans tailored to your project and budget.
SMSF Loans
Explore SMSF Loans designed to give you control over your super while building your property portfolio
First Home Buyers
We can help you understand what grants and discounts you're eligible for and get you into your first home.
Our Lending Process
Our Lending Process
01
Initial Consultation
The process begins with a free consultation where AXTON Finance's brokers assess your financial situation and understand your goals. This step is crucial for tailoring advice and identifying suitable loan options.
02
Comprehensive Fact-Finding
Brokers gather detailed information about your income, expenses, assets, liabilities, and credit history. This thorough fact-finding ensures that the advice and loan options presented are well-suited to your circumstances.
03
Loan Strategy & Pre-Approval
Based on the gathered information, AXTON Finance develops a tailored loan strategy. They assist in obtaining a pre-approval from lenders, which provides a clearer picture of your borrowing capacity and strengthens your position when making offers on properties.
04
Loan Application & Submission
Once you've selected a suitable loan, AXTON Finance prepares and submits the application on your behalf. They handle the paperwork and liaise with lenders, ensuring that all documentation is complete and accurate to facilitate a smooth approval process.
05
Loan Approval & Settlement
After the lender reviews and approves your application, AXTON Finance coordinates the settlement process. They ensure that all conditions are met and that the loan is settled efficiently, allowing you to proceed with your property purchase or refinancing.
06
Ongoing Support & Review
Even after settlement, AXTON Finance continues to support clients by offering regular reviews of your loan structure. This proactive approach helps ensure that your loan remains competitive and aligned with your financial goals.
Access to Competitive Rates from Leading Lenders
Select from over 35 different lenders offering hundreds of mortgage products.
Personal & Business
Vehicle Loans
From cars to caravans, boats to bikes—RTB Finance gets you moving with the right vehicle loan
Personal Loans
Tailored personal loans for life’s plans and surprises—weddings, travel, emergencies, and more
Insurances
We connect you with trusted insurance experts—helping you find the right coverage with confidence
Commercial Property
Looking to invest in commercial property? RTB Finance helps you secure the right commercial property loantailored to your needs
Business Loans
Time to grow your business? Learn how a Commercial Loan can help fund your business growth
Asset and Equipment Finance
Purchase a new vehicle, plant or machinery with an Asset Finance solution tailored to your needs.
Why Choose BizTech
Reason For Choosing Our Consultancy
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How do rental income and tax benefits affect my investment loan application?
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Can I use equity in my existing home to buy an investment property?
Using existing property equity for investment purchases is a popular wealth-building strategy, but the approach varies depending on your financial position and goals. There are several structuring options available, each with different benefits and considerations. Our experts can assess your equity position and explain your options during a complimentary consultation.
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How much can I borrow for a home loan?
Your borrowing capacity depends on various personal and financial factors. While general guidelines exist, your actual borrowing power is unique to your situation, income, and financial goals. The best way to understand your true borrowing capacity is through a personalised assessment. Contact us for a free consultation where we'll provide you with an accurate borrowing estimate tailored to your circumstances.
Testimonials
Our
Our
Reviews
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Ankush recently helped me with refinancing of my SMSF loan. Entire experience was seamless and he displayed good understanding of SMSF requirements and its complexities. Communication was great throughout. Thanks Ankush and look forward to working again on the next one.
Vaibhav
Highly recommend Ankush Gupta from Raise the Bar Finance! Ankush was incredibly professional, knowledgeable, and supportive throughout my home loan process in Canberra, ACT. He made everything smooth and stress-free with clear guidance,
Aarti Kare
We have been working with Andy to explore a number of investment options. His knowledge and experience is excellent and we love how simply he explains everything. Andy makes the complicated stuff, easy to understand and does it with .
Amo
Ankush breaks things down simply and really supports the best outcome for his customers...
Jason Townsend
We could not recommend Ankush enough to anyone who is considering using a mortgage broker! He is responsive, professional and highly knowledgeable. Ankush made the application process simple and when done he helped us make sense of our …
Morgs Turner
Stay Connected with Us
Feel Free to Contact with us
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